- Find the Best Fixed deposit rates & Loans Fixed Deposit rates in Sri Lanka, offered by Banks and Finance companies licensed by the Central Bank of Sri Lanka 'For many, awareness and know-how in finding the suitable fixed deposit rates or loan rates are low.
- Placing a Fixed Deposit with Commercial Bank will fetch you one of the most attractive rates-of-interest in the market. If you need to place a deposit for a short period of time at a higher interest rate, Call Deposits are the best option for you. Personal; Business.
- National Savings Bank, No.70 1/1, Chatham Street, Colombo 01, Sri Lanka. 0: callcentre@nsb.lk.
Fixed Term Deposit (FTD): Minimum amount is N$ 500.00 and additional deposits allowed of N$ 500.00 or more. For any enquiries and rates for amounts 500 000 + relating to NSB clients, please don't hesitate to contact us.
Period: annual
SAVE-AS-YOU-EARN (SAYE)
- Interest rate of 2.75% p.a tax-free on daily balance.
- Plus a bonus on the total interest earned, depending on the contract period, only paid once when the contract has matured.
- Minimum amount is N$50.00and recurring monthly payments equal to the initial amount deposit.
| Contract Period | Bonus Percentage |
| 2 Years | 75 % |
| 3 Years | 85 % |
| 4 Years | 100 % |
| 5 Years | 120 % |
Flexi SAVE-AS-YOU-EARN
- Minimum amount is N$100.00 and additional deposits of N$50.00 and more can be made.
| Contract Period | Interest Percentage |
| 1 Years | 2.75 % p.a. tax free |
Interest Calculation : Capital x Term in days divided by 365 x interest rate = Interest
Example :
When investing N$ 70 500 an a Fixed Term Deposit for 3 Months, the calculation for interest paid will be : N$ 70 500 x 90 days devided by 365 days in a year x 4.40 % = N$ 764.88 interest received for the term of 90 days. Hence the interest received per month being : N$ 254.96
Investment
| Investment Period | Interest Percentage | Interest Percentage |
N$ 0 - 99 999 | N$100 000 and above | |
| Call Account | 0.60% | 0.65% |
| 32 days Notice deposit | 2.40% | 2.45% |
| 60 days Notice deposit | 2.50% | 2.55% |
Monthly Interest
| FTD (Months) | N$ 0 - 99 999 | N$100 000 - 499 999 | ||
| Monthly Interest Payout | Maturity Interest Payout | Monthly Interest Payout | Maturity Interest Payout | |
| 3 | 2.92%. | 2.95% | 2.97% | 3.00% |
| 4 | 2.92% | 2.95% | 2.97% | 3.00% |
| 5 | 2.96% | 3.00% | 3.01% | 3.05% |
| 6 | 3.04% | 3.10% | 3.09% | 3.15% |
| 7 | 3.18% | 3.25% | 3.23% | 3.30% |
| 8 | 3.22% | 3.30% | 3.27% | 3.35% |
| 9 | 3.35% | 3.45% | 3.40% | 3.50% |
| 10 | 3.39% | 3.50% | 3.43% | 3.55% |
| 11 | 3.41% | 3.55% | 3.46% | 3.60% |
| 12 | 3.42% | 3.60% | 3.47% | 3.75% |
| 18 | 3.55% | 3.75% | 3.60% | 3.80% |
| 24 | 3.73% | 3.95% | 3.78% | 4.00% |
| 36 | 4.15% | 4.40% | 4.20% | 4.45% |
Call and notice deposits and My Choice:
Minimum amount is N$ 500.00 and additional deposit of N$ 100.00 and more can be made.
Fixed Term Deposit (FTD):
Minimum amount is N$ 500.00 and additional deposits allowed of N$ 500.00 or more.
For any enquiries and rates for amounts 500 000 + relating to NSB clients, please don't hesitate to contact us.
News & Events
Closure of the Post Office
Permanent closure of the Post Office at Okahandja Mall
Notice Fake Promo
Fake Promotion
Nsb Fixed Deposit Rates
Media Release : Transportation of Sanitisers
Fixed Term Deposit (FTD): Minimum amount is N$ 500.00 and additional deposits allowed of N$ 500.00 or more. For any enquiries and rates for amounts 500 000 + relating to NSB clients, please don't hesitate to contact us.
Period: annual
SAVE-AS-YOU-EARN (SAYE)
- Interest rate of 2.75% p.a tax-free on daily balance.
- Plus a bonus on the total interest earned, depending on the contract period, only paid once when the contract has matured.
- Minimum amount is N$50.00and recurring monthly payments equal to the initial amount deposit.
| Contract Period | Bonus Percentage |
| 2 Years | 75 % |
| 3 Years | 85 % |
| 4 Years | 100 % |
| 5 Years | 120 % |
Flexi SAVE-AS-YOU-EARN
- Minimum amount is N$100.00 and additional deposits of N$50.00 and more can be made.
| Contract Period | Interest Percentage |
| 1 Years | 2.75 % p.a. tax free |
Interest Calculation : Capital x Term in days divided by 365 x interest rate = Interest
Example :
When investing N$ 70 500 an a Fixed Term Deposit for 3 Months, the calculation for interest paid will be : N$ 70 500 x 90 days devided by 365 days in a year x 4.40 % = N$ 764.88 interest received for the term of 90 days. Hence the interest received per month being : N$ 254.96
Investment
| Investment Period | Interest Percentage | Interest Percentage |
N$ 0 - 99 999 | N$100 000 and above | |
| Call Account | 0.60% | 0.65% |
| 32 days Notice deposit | 2.40% | 2.45% |
| 60 days Notice deposit | 2.50% | 2.55% |
Monthly Interest
| FTD (Months) | N$ 0 - 99 999 | N$100 000 - 499 999 | ||
| Monthly Interest Payout | Maturity Interest Payout | Monthly Interest Payout | Maturity Interest Payout | |
| 3 | 2.92%. | 2.95% | 2.97% | 3.00% |
| 4 | 2.92% | 2.95% | 2.97% | 3.00% |
| 5 | 2.96% | 3.00% | 3.01% | 3.05% |
| 6 | 3.04% | 3.10% | 3.09% | 3.15% |
| 7 | 3.18% | 3.25% | 3.23% | 3.30% |
| 8 | 3.22% | 3.30% | 3.27% | 3.35% |
| 9 | 3.35% | 3.45% | 3.40% | 3.50% |
| 10 | 3.39% | 3.50% | 3.43% | 3.55% |
| 11 | 3.41% | 3.55% | 3.46% | 3.60% |
| 12 | 3.42% | 3.60% | 3.47% | 3.75% |
| 18 | 3.55% | 3.75% | 3.60% | 3.80% |
| 24 | 3.73% | 3.95% | 3.78% | 4.00% |
| 36 | 4.15% | 4.40% | 4.20% | 4.45% |
Call and notice deposits and My Choice:
Minimum amount is N$ 500.00 and additional deposit of N$ 100.00 and more can be made.
Fixed Term Deposit (FTD):
Minimum amount is N$ 500.00 and additional deposits allowed of N$ 500.00 or more.
For any enquiries and rates for amounts 500 000 + relating to NSB clients, please don't hesitate to contact us.
News & Events
Closure of the Post Office
Permanent closure of the Post Office at Okahandja Mall
Notice Fake Promo
Fake Promotion
Nsb Fixed Deposit Rates
Media Release : Transportation of Sanitisers
Nsb Fixed Deposit Interest Rates
NamPost support the distribution of sanitizers
Media Release
Media Release
Delays in international mail
Nsb Bank Fixed Deposit Rates
NamPost wishes to inform its esteemed customers that delays will be experienced in all incoming and outgo
